
Your mission shouldn't lose people to better dental plans.
Steward sits across the table from executive directors and board treasurers — reshaping health plans, retirement matches, and PTO so small nonprofits compete for talent without competing on budget.
94% of Steward clients retain their top program staff through year three
vs. 61% sector average
What Steward handles for you
From first audit to annual re-enrollment — so you can focus on the mission.
Health Plan Design
Retirement Match Structuring
PTO & Leave Policy
Benefits Benchmarking
Open Enrollment Support
Compliance & ERISA
“We were losing case managers to the county every eighteen months. Steward rebuilt our health plan — same premium, better network — and added a 3% retirement match. We haven't had an involuntary departure in two years.”

Renata Cisneros
Executive Director
Sonoran Food Bank · Tucson, AZ
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Sonoran Food Bank
Benefits before → after Steward
| Benefit | Before | After |
|---|---|---|
| Health Plan | ACA Bronze — $680/mo employee | ACA Silver+ — $680/mo employee |
| Dental | None | $28/mo, 80% coverage |
| Vision | None | $9/mo, annual exam included |
| Retirement | No match | 3% employer match (SIMPLE IRA) |
| PTO | 10 days, no rollover | 15 days + 5 rollover |
| Annual Cost | $58,200 | $61,400 |
See what better benefits actually cost you.
Input your staff count, current plan type, and annual spend. We'll show you the gap — and how to close it without growing the budget.
Takes 90 seconds · No account required · Results delivered instantly
Three Rivers Literacy Coalition — 14-person staff
In 28 months following Steward's benefits redesign — down from 4 per year.
$34,000
in annual carrier rebates recovered — funded the dental upgrade staff had requested since 2019.
“I thought better benefits meant a bigger line item. Steward showed me we were leaving $34,000 in carrier rebates on the table every year. That money funded the dental upgrade our staff had been asking for since 2019.”

Marcus Whitfield
CFO
Three Rivers Literacy Coalition · Pittsburgh, PA
“I'm the HR department. The payroll processor. The grant writer. I didn't have time to become a benefits expert too. Steward handled the entire re-enrollment and saved us $28,400 on our annual spend.”

Deidre Okafor
Founder & Executive Director
Pinewood Mentorship Initiative · Valdosta, GA
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Year-one savings
$28,400
on a $91,000 annual benefits spend — 31% reduction
$14,200
Plan re-bid savings
$8,600
Admin fee reduction
$5,600
Carrier rebates
40+ hours
of the ED's time returned — Steward ran the entire re-enrollment solo.
See what better benefits actually cost you.
Input your staff count, current plan type, and annual spend. We'll show you the gap — and how to close it without growing the budget.
Takes 90 seconds · No account required · Results delivered instantly
2026 Nonprofit Benefits Benchmark Report
See how your health plan, retirement match, and PTO stack up against 340 nonprofits with 5–60 staff. Includes median premiums by region, retirement match rates by budget band, and the three benefits that moved the needle most on retention last year.
- 42 pages of sector-specific benchmarks
- Broken down by org size, region, and budget
- Updated February 2026
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