Four nonprofit benefits consultants mid-conversation around a conference table covered in benefit plan booklets and sticky notes, natural window light, one person laughing, another pointing at a spreadsheet
Steward consultants — not stock photos. That's our actual whiteboard.
Nonprofit Benefits Consulting

Your mission shouldn't lose people to better dental plans.

Steward sits across the table from executive directors and board treasurers — reshaping health plans, retirement matches, and PTO so small nonprofits compete for talent without competing on budget.

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Free benefits audit
Built for 5–50 staff
94

94% of Steward clients retain their top program staff through year three

vs. 61% sector average

What Steward handles for you

From first audit to annual re-enrollment — so you can focus on the mission.

Health Plan Design

Retirement Match Structuring

PTO & Leave Policy

Benefits Benchmarking

Open Enrollment Support

Compliance & ERISA

We were losing case managers to the county every eighteen months. Steward rebuilt our health plan — same premium, better network — and added a 3% retirement match. We haven't had an involuntary departure in two years.
Woman in blazer smiling warmly at a nonprofit office desk with grant binders behind her

Renata Cisneros

Executive Director

Sonoran Food Bank · Tucson, AZ

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Sonoran Food Bank

Benefits before → after Steward

+$3,200 / yr
BenefitBeforeAfter
Health PlanACA Bronze — $680/mo employeeACA Silver+ — $680/mo employee
DentalNone$28/mo, 80% coverage
VisionNone$9/mo, annual exam included
RetirementNo match3% employer match (SIMPLE IRA)
PTO10 days, no rollover15 days + 5 rollover
Annual Cost$58,200$61,400
Same budget ceiling — 6× the coverage depth. Carrier rebates closed the gap.
Free Benefits Audit

See what better benefits actually cost you.

Input your staff count, current plan type, and annual spend. We'll show you the gap — and how to close it without growing the budget.

Takes 90 seconds · No account required · Results delivered instantly

Retention Impact

Three Rivers Literacy Coalition — 14-person staff

0departures

In 28 months following Steward's benefits redesign — down from 4 per year.

Before Steward (avg. annual turnover)29%
After Steward (28-month period)0%

$34,000

in annual carrier rebates recovered — funded the dental upgrade staff had requested since 2019.

I thought better benefits meant a bigger line item. Steward showed me we were leaving $34,000 in carrier rebates on the table every year. That money funded the dental upgrade our staff had been asking for since 2019.
Man in glasses reviewing documents at a conference table with a warm smile

Marcus Whitfield

CFO

Three Rivers Literacy Coalition · Pittsburgh, PA

I'm the HR department. The payroll processor. The grant writer. I didn't have time to become a benefits expert too. Steward handled the entire re-enrollment and saved us $28,400 on our annual spend.
Woman standing outdoors in a rural setting, confident and direct gaze, casual professional attire

Deidre Okafor

Founder & Executive Director

Pinewood Mentorship Initiative · Valdosta, GA

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Annual SavingsPinewood Mentorship Initiative

Year-one savings

$28,400

on a $91,000 annual benefits spend — 31% reduction

$14,200

Plan re-bid savings

$8,600

Admin fee reduction

$5,600

Carrier rebates

40+ hours

of the ED's time returned — Steward ran the entire re-enrollment solo.

Free Benefits Audit

See what better benefits actually cost you.

Input your staff count, current plan type, and annual spend. We'll show you the gap — and how to close it without growing the budget.

Takes 90 seconds · No account required · Results delivered instantly

Free Resource

2026 Nonprofit Benefits Benchmark Report

See how your health plan, retirement match, and PTO stack up against 340 nonprofits with 5–60 staff. Includes median premiums by region, retirement match rates by budget band, and the three benefits that moved the needle most on retention last year.

  • 42 pages of sector-specific benchmarks
  • Broken down by org size, region, and budget
  • Updated February 2026

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